Why Health Insurance Must Be a Core Part of Your Financial Portfolio

In today’s unpredictable world, a comprehensive health insurance policy is not just a safeguard—it’s a necessity. One of the first and most vital components of any smart financial portfolio is medical coverage. It shields your finances from the skyrocketing cost of healthcare and ensures you get the right treatment without delay.

A well-rounded health plan includes mediclaim, critical illness, and individual personal accident insurance. Mediclaim helps with day-to-day hospital expenses, while critical illness coverage provides a financial cushion during serious conditions like cancer, heart disease, or stroke. Personal accident policies offer crucial support in the unfortunate event of a bodily injury or disability due to an accident.

Before buying a policy, it’s essential to understand:

• The age limit and eligibility
• The claim process
• Cashless hospitalization benefits
• The premium vs. coverage balance
• Waiting period clauses
  
  

Medical emergencies come without warning, but your finances don’t have to suffer. Proper coverage ensures peace of mind and financial security for you and your loved ones.